The best credit card to rent a car will give you some coverage in the event you get into an auto accident. You can file a claim much more easily with some credit cards that have primary rental coverage. The primary rental insurance is available only to credit cards that have been used to pay rent. If you have personal insurance for your vehicle, the rental company will not be responsible for any damage. It is important that you check your insurance before renting a car.
Chase Sapphire Preferred
If you plan to rent a car, a Chase Sapphire Preferred credit card may be the right choice for you. The credit card provides primary coverage, flexible redemption options, and a low annual cost. The card also includes rental car insurance, which is undoubtedly one of the best in business. It covers domestic and international rentals, and gives you a 10% bonus on points earned. In addition, the Chase Sapphire Preferred provides a year-end gift for every car rental you make with the card.
When you use your Chase Sapphire Reserve credit card for car rental, you can get primary insurance coverage for up to $75,000 per rental vehicle. This credit card offers discounts and perks at certain rental car agencies. Your card can be used to rent cars. You also get 10x points for booking rental cars through Chase's Ultimate Rewards portal. You can also earn unlimited 3x points on other travel purchases, including rental cars. This card is one of our top travel rewards cards.
Capital One business card
Capital One offers a business credit card that you may be interested in if you regularly rent a vehicle. Capital One offers several business credit cards that offer different benefits and requirements. These cards are available with miles and cashback, but you should be mindful of your spending habits before signing up. Capital One credit cards can offer you a greater cashback rate than other cards, so it may be easier to save money on gas. Before you apply, however, it is important to be aware of the restrictions.
Before you apply for Capital One business cards, you must know the creditworthiness of your business. You can apply for a Business Card if you are not sole proprietor. This will allow you to get a lower interest rate. Many cards offer introductory offers, such as a lower introductory APR or extra travel miles. Credit score plays an important role in whether you qualify. Be sure to assess all aspects of your business.
Amex Platinum
The Amex Platinum credit cards offers many benefits if you frequently rent a car. Avis Preferred Membership allows you to skip lines, get a 25% discount, or upgrade to a first-class car. You can enjoy lower rates and faster check-in with Hertz Gold Plus status. These perks are available to authorized users at no additional cost. You'll be able to save money on car rentals and also get primary car rental insurance.
The Amex Platinum card also comes with rental car insurance (also known as collision damage waiver). The primary coverage is up to $75,000 and can be used for as long as 30 days. Most cards offer only a limited amount of coverage. This coverage has a downside. You will need to file a claim with the car insurance provider. This can increase your monthly premium. Good news is that you can get coverage and don't need a high-deductible.
U.S. Bank Altitude Reserve
Although the U.S. Bank Altitude Reserve card has many benefits, it is not as good as other credit cards in this area. The card offers a great rewards program, earning five points for every dollar spent on eligible travel purchases and prepaid hotels. However, unlike other credit cards you can't redeem points for gas or restaurant purchase. This makes it an unwise choice for car hire.
You will reap many benefits from the US Bank Altitude Reserve Credit Card for Car Rental. The credit card offers trip delay insurance, extended warranty protection on purchases, price protection, and travel accident insurance. Travel assistance and accident insurance can be purchased if necessary, which includes evacuation coverage. In addition to these benefits, it also comes with a variety of other features. You should consider the US Bank Altitude Reserve card if you are planning to travel abroad on business or pleasure.