A good credit card for car rental will provide some protection in the event of an accident. A few credit cards offer primary rental insurance. This makes it much easier to file a claim. However, primary rental insurance is only available on credit cards used to pay for rentals. If you have auto insurance, the company will not be liable for any of the damage. It is important that you check your insurance before renting a car.
Chase Sapphire Preferred
A Chase Sapphire Preferred creditcard may be right for you if you are looking to rent a car. This credit card offers primary coverage, flexible point redemption, and a low annual fee. The card also includes rental car insurance, which is undoubtedly one of the best in business. The card offers coverage for almost all domestic and foreign rentals. You also get a 10% bonus on your point earned. In addition, the Chase Sapphire Preferred provides a year-end gift for every car rental you make with the card.
When you use your Chase Sapphire Reserve credit card for car rental, you can get primary insurance coverage for up to $75,000 per rental vehicle. This credit card offers discounts and perks at certain rental car agencies. Chase's Ultimate Rewards portal gives you 10x points for renting cars. In addition to rental cars, you can also earn unlimited 3x point on all travel purchases. This credit card offers the best travel rewards.
Capital One business Cards
Capital One may offer a business credit to you if you often rent a car. Capital One offers many business credit cards. Each card has different requirements and benefits. These cards are available with miles and cashback, but you should be mindful of your spending habits before signing up. Some cards offer a higher cashback rate than others, and you may find it easier to save on gas with a Capital One credit card. But, before you apply, make sure you understand the limitations.
Before you apply for Capital One business cards, you must know the creditworthiness of your business. You may be eligible for a business credit card with a lower interest rates if your company isn't sole proprietor. Many cards offer introductory deals, including a lower APR and extra travel miles. You should also know that your credit score plays a big role in whether you qualify or not, so make sure to consider all the factors that apply to your business.
Amex Platinum
Amex Platinum credit card is a great option if you rent a car often. Avis Preferred Status allows you to skip the line, get a 25% discount, and get a one-class car upgrade. Hertz Gold Plus status gives you lower rates and an expedited check in. You can enjoy all these perks as an authorized user. Along with saving money on rental cars, the card also includes primary car rental coverage.
Amex Platinum card comes with rental vehicle insurance, commonly known as collision damage waiver. It provides primary coverage of up to $75,000 for up to 30 days, while most cards only offer a few days of coverage. This coverage has a downside. You will need to file a claim with the car insurance provider. This can increase your monthly premium. The good news about this coverage is that it is available to all, and there is no need to worry about a highdeductible.
U.S. Bank Altitude Reserve
While the U.S. Bank Altitude Reserve creditcard has many advantages, it isn't as popular in this area as other credit cards. It offers an excellent rewards program and earns five points for every dollar spent at prepaid hotels and eligible travel purchases. You cannot redeem points for gas or restaurant purchases, unlike many credit cards. This makes it a poor choice when renting a car.
There are many benefits to using the US Bank Altitude Reserve card for car rentals. The credit card provides trip delay insurance, extended warranty coverage on purchases, price protection and travel accident insurance. If you need it, you can also get travel assistance and accident insurance. These benefits are not the only ones. There are many other features included. You should consider the US Bank Altitude Reserve card if you are planning to travel abroad on business or pleasure.